Should I Buy Travel Insurance Before Flying to Hawaii

Q.
Ali, Do you recommend that I purchase some type of travel insurance policy before flying to Hawaii?

A. Great question which I will first answer with a question of my own...

Have you ever heard of Murphy's Law?

Simply put, Murphy's Law states
that "anything that can go wrong will go wrong." Another way to interpret Murphy's Law is that the most inconvenient turn of events is also the most likely  to occur.
 
For this reason alone I like and recommend travel insurance.

Travel insurance is super cheap nowadays and it allows for the all-important traveler peace of mind.
Medical treatment and hospital costs on the island can be very expensive, particularly if something serious happens. A medical evacuation back to the mainland for instance can easily cost over $50,000 and in many cases this is not covered by ordinary insurance. Yes, getting travel insurance is well worth the investment.

Obtaining a reliable and cheap travel insurance policy is easy these days by shopping around online. All you really have to do is type in, "cheap travel insurance", on your browser and dozens of travel insurance brokers will appear.

If you'd like a suggestion I like CheapTravelInsurance.com the best. They're an easy name to remember AND they go beyond the traditional travel medical expense coverages by offering trip cancellation insurance and insurance for specific activities like scuba diving and white water rafting.

Aloha ~

Ali

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